8th Pay Commission · Your projection

The big number is not the raise.

Pick your pay level and a fitment scenario. We project your revised basic, take-home, monthly gain and arrears — with every figure marked for how certain it is.

Projected take-home Projected
1,41,030
per month, before income tax · after NPS + CGHS/CGEGIS
78,8521,41,030
your take-home, now vs projected
Monthly gain Proj.
+62,178
take-home, per month
Annual gain Proj.
+7.46L
take-home, across a year
Arrears Assumed
12.15L
gross, over 18 months
The 2.86× fitment looks like +186% on basic alone —but on basic + DA your real change is +79%.The rest was the DA you already had.
ComponentNow 8th CPC
Basic pay42,3001,21,000
Dearness Allowance60% now → resets to 0%25,3800
HRAX · 30% now → 24% at DA-reset12,69029,040
Transport + DA on TATA revision not yet known — base held5,7603,600
Gross86,1301,53,640
− NPS (10% of basic + DA)6,76812,100
− CGHS / CGEGIS510510
Take-home (pre-tax)78,8521,41,030

What's fixed vs. a guess: only the DA rate and the DA-reset mechanic are confirmed. The fitment factor, the new pay matrix, HRA-slab behaviour on reset, and TA revision are all undecided — move the sliders to see your range. HRA is projected at the reset slab (24/16/8%) and may be revised upward. Income tax excluded (individual).

More government calculators

8th pay commission calculator · fitment factor · da arrears · central government salary 2026

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