8th Pay Commission · Your projection
The big number is not the raise.
Pick your pay level and a fitment scenario. We project your revised basic, take-home, monthly gain and arrears — with every figure marked for how certain it is.
Projected take-home Projected
₹1,41,030
per month, before income tax · after NPS + CGHS/CGEGIS
₹78,852→₹1,41,030
your take-home, now vs projected
Monthly gain Proj.
+₹62,178
take-home, per month
Annual gain Proj.
+₹7.46L
take-home, across a year
Arrears Assumed
₹12.15L
gross, over 18 months
The 2.86× fitment looks like +186% on basic alone —but on basic + DA your real change is +79%.The rest was the DA you already had.
ComponentNow 8th CPC
Basic pay₹42,300₹1,21,000
Dearness Allowance60% now → resets to 0%₹25,380₹0
HRAX · 30% now → 24% at DA-reset₹12,690₹29,040
Transport + DA on TATA revision not yet known — base held₹5,760₹3,600
Gross₹86,130₹1,53,640
− NPS (10% of basic + DA)₹6,768₹12,100
− CGHS / CGEGIS₹510₹510
Take-home (pre-tax)₹78,852₹1,41,030
What's fixed vs. a guess: only the DA rate and the DA-reset mechanic are confirmed. The fitment factor, the new pay matrix, HRA-slab behaviour on reset, and TA revision are all undecided — move the sliders to see your range. HRA is projected at the reset slab (24/16/8%) and may be revised upward. Income tax excluded (individual).
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